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Safwan Muntasir

Safwan Muntasir

As a child, I believed money vanished the moment it touched my hands. I spent every bit on snacks, toys, and fleeting joys. But my mother changed that. She wasn’t stingy—just wise. She kept envelopes for every need: bills, groceries, emergencies, and one marked "For Dreams." One day, I couldn’t afford a school trip. Without hesitation, she opened the "For Dreams" envelope and gave me what I needed. “Dreams don’t have to be big,” she said, “just planned.” Her words changed me. I created my own "Dream Fund" jar. I started with takas, then added birthday and Eid money, even rewards from chores and studies. Saving became a habit. I eventually bought a Scrabble board—my first big purchase. More than money, my mother gave me the wisdom to prepare, to plan, to value what truly matters. Now, I save not for wants, but for meaning. Every taka I save carries her voice in my mind, reminding me: dreams are not about size, they’re about intention, care, and quiet strength.

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Fiona

Fiona

Growing up, money was never just something we had lying around my mom worked long hours, just to keep things stable at home. I remember watching her come home tired, feet aching, still smiling like everything was fine. One day, I asked her why she didn’t just buy me the sneakers I wanted, and she sat me down and explained how every dollar she earned came from hours of hard work, skipped meals, and sacrifices I didn’t always see. That hit me differently. It wasn’t just about what we could or couldn’t buy it was about understanding the value behind it. From then I stopped asking for things without thinking. I started helping more, saving more, and appreciating even small things. That’s when I realized money isn’t just about buying stuff it’s about respecting the effort it took to earn it. Maybe this was not the most harsh truth of life that was portrayed in front of me however it taught me how everything actually is not about the money.

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Umar Habibullah

Umar Habibullah

Growing up, I learned things that helped shape who I am, but one of the most important lessons came from my mom, she taught me how to save money. She didn’t make it complicated, but her way of thinking about money and how to use it wisely showed me. By watching what she did and listening to her advice, I understood how saving can help you be more independent, and make smart choices. The earliest memory I have of my mother teaching me how to save was when I got my first piggy bank. I started off saving by collecting coins around the house and putting it in my bank. And soon, my piggy bank became heavy and we knew it was the time to break it. This is how I learned from my mother, how saving only a few coins can lead to me having a generous amount of money, which was more than enough to buy a toy car i really wanted. I even donated rest of my savings to the people in need and learnt about charity too.

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MD Arman Siddik Ashin

MD Arman Siddik Ashin

Throughout my life,my mother has taught me important lessons on saving.Growing up, I remember how she always tried to budget her money to make sure that funds were never wasted. She showed me that saving is more than just setting aside extra money; it also requires effective planning, and gratitude toward what one has. I remember her giving me a jar to save money in.This definitely stands out as one of my favorite memories. I remember her giving various chores and advising me to set some of the money aside from the chores, even if it was just a quarter. Slowly, I noticed how much I was collecting and for what seemed like a long time. Whenever I asked her to buy me a toy or candy, she would remind me that I had the option of saving up for something more valuable. Even now, she helps with purchase decisions that are based on impulse rather than need.Out of all the countless invaluable lessons she continues to teach me, the ability to save is truly invaluable

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Md Khaled Shimanto

Md Khaled Shimanto

My mom is the first person to teach me the value of money. When I was 8 years old my mother took me grocery shopping. It was my first ever grocery shopping. As we were passing by a toy store, I saw a toy car. I asked my mother to buy me that car. She said no. I started to throw a tantrum in the hall. My mother told me “ come here, let me show you something.” We left the mall and went into an alley. There I saw some kids laying on the concrete ground. “These kids, they don't have a home, they don't have food, they don't have good clothes. They also want to buy toys and chocolates but they can't, because they don't have money, they at first have to give themselves a proper meal. You want to buy that toy? Then you have to earn it.” I saved every penny from tiffin and chores. By the end of the week I was finally able to buy the toy I wanted. But instead I bought food for the kids on that alley. At that day I realised it wasn't about saving money but the carefulness of spending it Wisely.

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Afrand Ruwaifi Zaman

Afrand Ruwaifi Zaman

Moms are very important in every kid’s life. My mom helps me be good and learn right things. She teaches me to save money, which is a good habit. When I was little, she gave me a piggy bank to keep my coins. Later, I wanted a game console to play with my friends. But she told me to buy it by myself. She said I should save one thousand taka every month from my allowance. I did that, and after one year, I saved enough money. Now, I’m happy because I know how to save.

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Rafan Bhuiyan

Rafan Bhuiyan

One of my most treasured childhood memories is when my mother taught me the value of money, not through lectures, but through quiet, enduring love. At nine, I was enchanted by a remote-controlled car in a shop window. Instead of buying it, she gave me an old biscuit tin and said gently, “Save for it.” Confused at first, I began collecting coins, resisting sweets and small temptations. Over months, the tin filled, not just with money, but with patience and pride. When I finally bought the car, it felt like more than a toy; it was something I had earned. My mother never taught finance with words. She showed me the dignity in saving, the strength in self-restraint, and the beauty of earning through effort. That day, she didn’t just teach me how to save. She taught me how to grow. I am truly grateful for the time and attention you've devoted to immersing yourself in my narrative.

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Kashfee

Kashfee

When I was ten, our father fell seriously ill. Hospital visits became routine, income stopped, and fear filled our little home. But somehow, we never missed a meal, never skipped school. Only years later did I learn—every sari Ma didn't buy, every sweet she didn't taste, every time she walked instead of taking a rickshaw—she was saving for us. Quietly. Consistently. She kept the money in an old tea tin under the bed. That tin paid our tuition, bought medicines, and kept us off the streets. I once asked her, “Weren't you ever scared?” She smiled, “I was. But saving gave me courage.” Now when I save, I don’t just think of money. I think of her strength, her sacrifices, her silent planning. She didn’t just give me coins—she gave me the value of every coin. My first bank didn't have a vault. It had a mothers heart!

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Saifan Alam

Saifan Alam

A mom is not just a regular person—she’s someone who shapes her child to stand tall in the world. My caring mother taught me how to save money, a lesson I’ll always cherish. When I was 8, she took me to an amusement park. She told me to sit on a bench while she bought ice cream. While waiting, a poor family approached me, begging for help. I had no money, and telling them that broke my heart. When my mom returned, I burst into tears and told her everything. She comforted me, found the family, and gave them money and food. I still felt sad, but then she gave me a powerful idea: if I saved my money, I could help people like them in the future. That day, I started storing money in my Doraemon bank—a habit I still keep. My mom’s words inspired me to create a future money donation program. She was my first bank, first library, and first home. I hope one day she’ll smile proudly when she sees how her lesson changed my life.

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Saira Khairun Sahebjaan

Saira Khairun Sahebjaan

It was my ma's birthday. I wanted to celebrate it, but saving my lunch money wasn't enough. I was sad not being able to buy her a gift nor a cake. I went to my brother and asked what's up? He said, "Its ma's birthday. I saved my lunch fee to buy her a cake. But it isn't enough." my eyes lit up. "I was saving my lunch money to buy her a gift too! Now we can buy her a cake and a small gift!" I took out the money excitedly. He arranged the money. I bought 3 heart shaped balloons and a nice card. My brother came home with the cake. We'll surprise her when she's here. I heard the door unlock. She knew we were asleep and went to fresh up. As she came out, we shouted, "Happy birthday Ma!". She was shocked but then broke into tears. "We love you ma!" We hugged her as she sobbed. It was a memorable day. That day I learned to save money and spending in vital days like these.

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Aysha Parvin Brishty

Aysha Parvin Brishty

আমার মা আমাকে অনেক কিছু শিখিয়েছেন তার ভিতর সঞ্চয় করা বা টাকার ব্যবহারও শিখিয়েছে। আমার মা আমাকে সঞ্চয় করতে শেখান খুব ছোটবেলায় এক মিষ্টি আর সহজ পদ্ধতিতে।একদিন আমাকে একটা ছোট্ট রঙিন কৌটা পিগি ব্যাংকদিলেন, বললেন "প্রতিদিন টিফিনের পয়সা থেকে একটাকা হলেও জমা রাখবি, দেখবি ধীরে ধীরে অনেক হয়ে যাবে।" প্রথমে ভাবতাম, এক টাকা জমিয়ে কী হবে?কিন্তু একদিন সেই কৌটা খুলে দেখি, এত টাকায় আমি আমার পছন্দের খেলনা কিনে ফেলতে পারি!সেদিন মা বলেছিলেন, "বাঁচানো মানেই শুধু টাকা রাখা না, এটা ধৈর্য আর ভবিষ্যতের জন্য ভাবা শেখা।"তারপর থেকে ছোট ছোট জিনিসে সাশ্রয় করে সঞ্চয় করার অভ্যাস তৈরি হয়ে গেছে সেটাই আমার জীবনের বড় শিক্ষা।মা-ই আমার প্রথম সঞ্চয় শিক্ষক, যিনি শিখিয়েছেন কিভাবে ছোট থেকে বড় হওয়ার পথে এক এক করে প্রস্তুতি নিতে হয়। 💛

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Md. Akbor Hossain

Md. Akbor Hossain

Ever since I was a young lad, my parents have bought me several banks to store my money -- A total of 5 banks ever since I was just about a year old. My mother used to place coins near me and helped me pick them up and to put them inside the banks. It's been many years since I've started to save the money and it has become a habit for me. I'm glad to share the fact that I've earned so much money and saved them throughout the years, that when my friends came to my house they struggled to pick it up. I'm still saving more and more money in the same exact bank, I'm also excited to share that it is nearly filled with coins. During the Covid-19 virus, when it was announced that online classes would begin to be held, I used some of the money I saved to buy a new laptop to be able to do the online classes better and smoother than before. I now understand the importance of saving money instead of blindly spending it

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Azmeena Siddiqui

Azmeena Siddiqui

One of my favorite memories of how my mother taught me the value of money is from when I was nine. I wanted a new video game my friends loved, but it was expensive. Instead of buying it for me, my mother suggested I save for it myself. She explained budgeting and helped me create a plan to save from my allowance and chores. We made a colorful chart to track my progress, turning saving into a fun challenge. Each week, I added my savings, and my mother celebrated milestones. She also taught me about delayed gratification, showing that waiting made the reward sweeter. I resisted small temptations and focused on my goal. After saving enough, she took me to buy the game, and I felt proud of earning it. That summer taught me about hard work, patience, and responsible decision making lessons that still influence me today.

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Zuhayr Iqbal

Zuhayr Iqbal

This Eid, my mother handed me the responsibility to save my own earnings. At first, I was over the moon. However, my mind gradually formed a question: how? So I questioned my mother. She replied, “Money is not something that is always there for you. Learn to value it. Saving every coin will be important for the future.” When she said that, I understood what she meant. After that, I always thought twice before purchasing unnecessary items such as candy or a new Lego set. Time passed, and I bought a wallet with my own money. A week ago, I was counting how much I had saved. My mother appeared and gave 1000 taka to me, saying, “You are starting to receive the result of your hard work!” Because of that, I gave her a hug. Now, I realize that saving is about patience and hard work. Thank you, mom, for teaching me this valuable lesson. You are my first (and best) bank.

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Icra Arifin

Icra Arifin

She is the sun that rose after the storm, not with fire, but with quiet gold—my mother, my mountain, my morning prayer. From the day the world dimmed and we lost him, she lit the lamps of our home with trembling hands that never stopped. Her eyes, drenched in sorrow, held a fierce, unspoken vow: “I am here, and I will be everything.” And she is—the silence that soothes, the thunder that protects, the lullaby and the shield. When the world pointed fingers, her voice—steel wrapped in silk—cut through: “Not my children.” She stands not as a wall, but a mother lion, fierce and full of grace. From dawn to midnight, she folds strength into meals, stitches courage into uniforms, and carries grief and groceries as sacred burdens. She never asked the sky “why me”—she became the sky itself. Every wrinkle on her palm is a story we survived. Every breath she takes is a hymn I carry. Today, I bow not to a woman, but to a warrior in soft skin who loved like two.

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Sanika

Sanika

Growing up, I didn’t fully grasp the quiet wisdom behind my mother’s frugality. What seemed like thrift was really a lesson in discipline, planning, and thoughtful choices. From her folded notes to logging every expense, her habits shaped me deeply. Whenever I’d reach for two of something new, she’d gently ask, “What if you don’t like it?” I’d say, “I’ll throw it away.” And she’d reply, “Then it’s wasted — and so is the money. Why not buy something you know you’ll enjoy?” That was the first time I understood saving wasn’t about hoarding — it was about thinking ahead. Her habits — cooking at home, reusing gift wrap, waiting for sales — stuck with me. Now that I get pocket money, I actually stop and think before spending. I track my expenses and save a little each month. Thanks to her, saving money doesn’t feel like a chore. It feels like a superpower — one that helps me build a future, one thoughtful choice at a time.

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