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Taiyeba Taskin Lamiya
আমার মা ছোটবেলা থেকেই আমাকে কয়েন জমাতে শেখাতেন। বাড়িতে একটা ছোট্ট টিনের ব্যাংক ছিল, যেটাতে মা বলতেন—“প্রতিদিন টাকা না হলেও, ইচ্ছেটা জমাও।” স্কুল থেকে বাঁচানো টিফিনের টাকা, খালার দেওয়া ঈদি—সবই আমি সেই টিনে ফেলতাম। মা মাঝে মাঝে সেটা খুলে দেখাতেন কত জমেছে, আর বলতেন—“দেখো, ছোট ছোট ফোটা মিলে সমুদ্র হয়।” একবার আমি সেই টাকায় নিজের প্রথম গল্পের বই কিনেছিলাম। তখন বুঝেছি সঞ্চয় শুধু টাকা জমানো না, এটা দায়িত্ববোধ, ভবিষ্যতের জন্য প্রস্তুতি। আজও আমি যখন কোনো খরচ কমিয়ে কিছু সেভ করি, মনে পড়ে মায়ের সেই টিনের ব্যাংক আর তাঁর শেখানো মিষ্টি কথাগুলো—“আজ না হলে কাল কাজে লাগবেই।” মা-ই আমার সঞ্চয়ের প্রথম অনুপ্রেরণা।
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Ariya Rahman Afrah
Title: My mommy my first bank
I learned a habit of saving money from my mother .Growing up, I watched her carefully budget every household expenses setting aside and even the smallest amount for emergencies or future needs. She kept a small notebook where she kept a record of every expenses and at the end of the month she would review it and make adjustments. Her simple lifestyle and refusal to waste anything left a lasting impression on me.
I earned my first allowance from Eid salami, lunch money, birthday gifts and various competition. my mom opened a student account in her bank. I try my level best to deposit my extra money in my account. That early lesson shaped my financial habits and taught me that
SAVING IS NOT HOW MUCH YOU EARN, BUT HOW WISELY YOU MANAGE WHAT YOU HAVE.
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Amira Ahmed Minsa
How My Mother Taught Me to Save and Value Money
When I was younger, I thought money came easily. But one summer, I saw a beautiful dollhouse in a store for 850 Taka. I begged my mother to buy it, but she said if I really wanted it, I’d have to save for it myself. She gave me a small clay piggy bank and helped me plan ways to earn money, like doing extra chores and helping our neighbor carry groceries. She also promised to add 20 Taka for every 100 Taka I saved.
It was hard not to spend my money on snacks or toys, but my mother taught me to ask myself if I really needed something or just wanted it. After six weeks, I broke open my piggy bank and had enough. I proudly bought the dollhouse with my savings.
That day, I learned that saving and working hard made things feel more special. Now, I still use my clay piggy bank to save for important things. It’s a lesson I’ll always remember.
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Nabeli Naime
Despite her exhaustion, my most devoted and hardworking mother taught me the real meaning of fiscal discipline. In every small task, she taught me lessons of discipline through daily life, never needing big speeches; my surroundings were enough as an example. It shaped a decisive and wise personality in me from childhood, one that prepares me to navigate a modern world riddled with financial deceit. She’d point to the homeless as examples, comparing their struggles to mine, not to shame, but to show how they spend every penny with a thousand thoughts. She always said, ‘You only understand the value of something once you’ve lost it all." Every time I got money, my mother would say, ‘Save 10, spend the rest.’ At first, I didn’t think much of it, but slowly, it became a part of me. Over time, I found myself saving without even thinking about it. It became a habit, one that I carried with me, because I learned from an early age that saving always comes first, no matter how little you have.
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ERINA FARIN AL-MANSUR
I didn’t learn saving from books—I learned it from my mom. A teacher from Malaysia, now living in Bangladesh for my dad, she sacrifices everything for her children. She hasn’t seen her family in years just to save for me and my brother in university. Even her small bonuses go to our books and school needs.
My parents struggled early on, balancing studies, careers, and family. My mom always put us first, even if it meant skipping meals or wearing old clothes. She taught me saving isn’t just about money—it’s about love, planning, and selflessness.
Her strength comes from my grandmother, who worked past retirement and saved every penny. Now, my mom carries that same spirit—putting herself last, thinking only of her students and her children.
She once told me, “When you succeed, it’s like I’m hugging my mother through you.” That made me cry. I hope one day I can give her the life she gave up for us.
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TAZIM E NUR
My mommy is my best friend and also my first bank. She taught me to save money using a small blue piggy bank shaped like a bear.
One day, she gave me some coins and said, "Put them in your bear bank. One day, you'll buy something special." I didn't fully understand, but I did what she said. Every time I got money from my uncle or grandma, I saved it in my bear bank.
One Saturday, I saw a shiny red toy car in a shop window. I asked my mommy to buy it for me. She said, "Let’s check your bear bank and see what you've saved." We counted the coins, and I was so happy to see so many!
Mommy said, "You did this by saving a little every day. Now you can buy the toy car with your own money." I felt proud. She said, "Saving is like planting seeds. Take care of them, and they will grow."
Now, I save my coins every day, and my bear bank is getting heavier. My mommy taught me that saving money is important. She is my best teacher and my first bank.
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TAZIM E NUR
My Mommy, My First Bank
My mommy is my best friend and also my first bank. She taught me to save money using a small blue piggy bank shaped like a bear.
One day, she gave me some coins and said, "Put them in your bear bank. One day, you'll buy something special." I didn't fully understand, but I did what she said. Every time I got money from my uncle or grandma, I saved it in my bear bank.
One Saturday, I saw a shiny red toy car in a shop window. I asked my mommy to buy it for me. She said, "Let’s check your bear bank and see what you've saved." We counted the coins, and I was so happy to see so many!
Mommy said, "You did this by saving a little every day. Now you can buy the toy car with your own money." I felt proud. She said, "Saving is like planting seeds. Take care of them, and they will grow."
Now, I save my coins every day, and my bear bank is getting heavier. My mommy taught me that saving money is important. She is my best teacher and my first bank.
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Anidro Datta Joy
My mother has been the greatest
teacher of my life. I have learned
so many things from my mother. My mother is not spendthrift but she knows how to spend money properly. My mother has never wasted money unnecessarily. She always says, "The savings of today, is the asset of tomorrow." I remember once I wanted to buy a storybook from the school fair. My mother reminded me of my coin bank. When I opened it, I had enough to buy the book myself. That day, I felt proud—not just because I got the book, but because I used my own saved money. That feeling stayed with me. Thanks to my mother, I’ve developed the habit of saving. It’s not just about money now—it’s about time, energy, and effort too. I’m grateful for her lessons, and I hope to carry them with me always.
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Md. Habibur Rahman Aslam
কথায় আছে, বিপদে পরে শিক্ষা পেলে নাকি সব সময় সেটা মনে থাকে। আর আমি তো ছোট থেকেই বাজে অভিজ্ঞতা না পেয়ে সহজে কোনো কিছুতে একেবারেই অভ্যস্ত হতে পারতাম না।
ছোটবেলায় খালা, মামা, চাচা বা কোনো আত্মীয়স্বজন যদি আমাকে ঈদ সালামি দিতো, আমি সেগুলো খরচ করে ফেলতাম। তারপর যখন কোনোকিছু কেনার জন্য বায়না করতাম, আম্মু বলতো, যদি টাকাটা ছোট বিষয়ে খরচ না করতে, তাহলে এখন ভালো জিনিসটা নিজেই কিনতে পারতে। আমার কাছে চাইতে হতো না। প্রতিদিন চকলেট কিনে না খেয়ে, একদিন একটা ফল কিনে খাওয়াই ভালো। মনে রেখো, খরচ সবাই করে পারে। কিন্তু সঞ্চয় সবাই করতে পারে না।
বারবার এমন হওয়ার পর,
একটা সময় কিভাবে যেনো নিজেই সঞ্চয় করতে শিখে গেলাম।
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Riyasat Hossain
It was the Eid of 2022 when my mother taught me the value of saving money. I had gotten lots of Salami and when I asked my Mom she told me to start saving them. My mother bought a piggy bank for me and since then I have been keeping money in it for a long time. Then one day there was a problem in the bank, for which my mom was unable to get money to pay for my medical tests. Luckily, by then I had saved up quite a bit of money in my piggy bank. I had broken my piggy bank to get the money out and give them to my mom so that I can get my medical test done. It was because of my savings that allowed me to use them in a really important time of my life. Then I remembered the Eid of 2022 and how that day my mom's advice had helped me to start saving and how this savings had helped me in my need. This is how my mum help me to learn the value of saving money.
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Sharmin Sultana Usha
#dealfinder #bestdealwithmom
ছোটবেলায় আমি প্রচুর কার্টুন দেখতাম। বৃত্তি পরীক্ষার ৩ মাস আগে আম্মু আমার সাথে চুক্তি করেন , যদি আমি বৃত্তি পাই তাহলে আম্মু আমাকে একটা কার্টুনওয়ালা স্কুল ব্যাগ ও দোতলা পেন্সিল বক্স কিনে দিবেন। এরকম ব্যাগ আর পেন্সিল বক্স তখন শুধু ক্লাসের ২-১ টা বাচ্চার কাছেই থাকতো, তাই এগুলো আমাদের মত মধ্যবিত্তদের জন্য ফ্যান্সিই ছিল। তাই এটা শুনে আমি অনেক খুশি হয়ে গিয়েছিলাম, কার্টুন দেখা কমিয়ে মন দিয়ে পড়াশুনাও করেছিলাম প্রচুর। রেজাল্টের পর আমি সাধারণ গ্রেডে বৃত্তি পেয়েছিলাম দেখেও আম্মু অনেক খুশি হয়েছিলেন। আর পরেরদিনই আমাকে মিকিমাউসওয়ালা একটা স্কুল ব্যাগ আর টম-জেরিওয়ালা দোতলা পেন্সিল বক্স কিনে দিয়েছিলেন। তখনকার দিনে দুটো মিলে ৮৫০ টাকা নিয়েছিল।সে সময় আব্বুর বেতন ছিল ১০০০০ এর মত। তাই এতো দামি জিনিস আমাদের স্বপ্নেই থাকতো। এজন্য প্রথমবারের মতো এরকম কিছু পেয়ে আমি অনেক খুশি ছিল। নষ্ট হয়ে যাওয়ার ভয়ে স্কুলব্যাগ আর পেন্সিল বক্স ১ দিন স্কুলে নেওয়ার পর আর নেই নাই। আলমারিতে সাজিয়ে রেখেছিলাম। মাঝেমাঝে বের করে দেখতাম আর মনে মনে খুশি হয়ে যেতাম। তবে পেন্সিল বক্সটা পরীক্ষার সময় নিয়ে যেতাম।
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Omran Bepary
My Mommy, My First Bank .
My name is Omran. I am in Class I. My mother has taught me how to save money. During Eid, I collect the money (Eidi) I get from my relatives and keep it in a small bag. I saw my mother saving a small amount of money every day in a specific bag or box. When I asked her about it, she said that saving a little from daily expenses can add up to a lot over time. That money can help us in times of need or we can use it to buy something we like. My mother also said that we can use our saved money to help poor and helpless people.
Since then, I have been saving my Eid money and sometimes a small amount from my tiffin money. This year, I used my saved money to buy a gift for my mother on Mother’s Day. She was very happy and told me, “See how useful saved money can be!” My mother and I also donated our savings to people affected by floods. I will never forget the lesson of saving money that my mother has taught me.
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Inaaya Abdullah
My Mommy, My First Bank
My mother never taught me finance with figures — she taught me with hunger, with half-lit rooms, with hands that stitched strength out of scarcity. She worked in a museum of old currencies, dust-covered coins and faded notes — the skeletons of fallen empires. But at home, she curated a different kind of wealth: measured in patience, in scraped pots, in swallowed pride.
She bartered dreams for tuition. Skipped joy like skipped meals. “Money isn’t saved,” she’d murmur, “it’s re-routed — to futures, to children, to whatever’s next.” I watched her invest in me, not like a gamble, but like a truth. Her marriage? A fixed deposit, locked away, yielding quiet endurance.
My grandmother pawned her wedding bangles. My mother pawned her twenties.
And now, when I budget, I hear their echoes. Wealth, they taught me, isn’t what fills your wallet — it’s what fills your name with meaning. I am not just her child. I am her return on love.
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Ridhima Roy
Hi, I’m Ridhima Roy. I study in grade Nursery at AKMIS. My mother, Anupa Roy is a wonderwoman in terms of saving and organizing. Since I can remember she taught about envelopes and thier importance. Whatever I received from my relatives she encouraged me to put it in the envelope. And just like that the envelope was full of 10 tk notes. She also taught to me count them and I rejoiced when I count the total amount to120 tk. My mother also encourage me organize and save money. I now follow one simple rule, don’t buy something that I don’t need. And that is how my mother taught me the importance of managing and saving money.
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jannat ali
I am jannat ali .I read in grade 3 green. My mother is the most increadible person in my live .she is alway there for me ，with a worm smile and a loving heart. Her selflessness knows no bounds as she tirelessly care for my family . she is my role model . My mother is not just my first bank in the financial sense she is，in every way the foundation of my emotional and practical lives. She is the silent architech of the household budget ，often stretching limited resources to ensure that we have everything we need ，from food and clohing to school supplies and small treats that brighten our days. When I asked for money as a children ，she rarely says no，even if it means sacrificing her own desires . She is my first and most important teacher ，guiding me through the essential lessons of saving，spending wisely and appreciating the value of what I have . I am so lucky to have mother like her proud everyday .
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Nazmun Nahar
ছোটবেলায় একদিন আমি মা-কে দেখলাম, একটা ছোট কলসের মত্য মাটির পাত্রের ফুটোয় পয়সা ঢুকাতে। আমি তখন ছোট ছিলাম, তাই খুব অবাক হয়ে বললাম “মা, এটা কি করছো?”
মা হেসে বললেন “এই টাকাগুলো জমাতে হবে ভবিষ্যতের জন্য। আর টাকা শুধু খরচের জন্য নয়, জমিয়ে এর মাধ্যমে ভবিষ্যতে বড় কাজও করা যায়।
তখন আমি বললাম,“কিন্তু মা, যদি আমি টাকা জমাই, তবে খেলনা বা চকোলেট কিভাবে কিনবো?”
মা এক মুহূর্ত ভাবলেন, তারপর খুবই শান্তভাবে বললেন, “তুমি যদি সঠিক সময়ে টাকা খরচ করতে শিখো, তাহলে বুঝবে, টাকার আসল মূল্য কোথায়। কিন্তু যতটা খরচ করবে, তার থেকেও বেশি যদি সঞ্চয় করতে পারো, তবেই তুমি সফল হবে। মনে রাখবে, টাকা খরচে নয়, সঞ্চয়ে তার শক্তি।” টাকার গুরুত্ব নিয়ে এটাই প্রথম মায়ের কাছ থেকে পাওয়া শিক্ষা।
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