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Muntasir Bhuiayan
My name is Muntassir Bhuiyan. I read in grade 2.
Last year i Told my mother to buy a cycle for me. My mom bring a pigi bank for me nd said save ur money nd buy it for yourself.
She said "if u buy it by ur money then u know how money is important for us"
From that day i always save money by my self nd buy my favourite toys nd things with those Money. Now i am so happy
Nd thankful to my mother for giving me that lesson.
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Huzaifa Rahman Bhuiyan
Name: Huzaifa Grade: KG-2 Section: Red Date: 13/05/2025
My Mommy, My First Bank
On Eid vacation I went to my grandma’s house and there was a park. My father gave me 1k taka and other family members gave me some more. In total it was 20k, I thought I would spend all of my money freely but remember my mother taught me how to save money. Then, I said to myself , I should follow my mom’s rules. There was a shop that sells ice-cream and I bought ice-cream for everyone. It cost 1k taka and still I had 19k taka. After that, we used some rides for entertainment and it cost 9k taka. Rest of my money I kept in my pocket and headed home. At the end, I told my mom about my savings of 10k. She was so happy that I followed her rules and she gave me a blue box so I could save all of my money over there.
3 People have appreciated this
Huzaifa Rahman Bhuiyan
Name: Huzaifa Grade: KG-2 Section: Red Date: 13/05/2025
My Mommy, My First Bank
On Eid vacation I went to my grandma’s house and
There was a park. My father gave me 1k taka and other family members gave me some more. In total it was 20k,
I thought I would spend all of my money freely but remember my mother taught me how to save money. Then, I said to myself , I should follow my mom’s rules. There was a shop that sells ice-cream and I bought ice-cream for everyone. It cost 1k taka and still I had 19k taka. After that, we used some rides for entertainment and it cost 9k taka. Rest of my money I kept in my pocket and headed home. At the end, I told my mom about my savings of 10k. She was so happy that I followed her rules and she gave me a blue box so I could save all of my money over there.
5 People have appreciated this
Abdul Jobber Bappi
মধ্যবিত্ত পরিবারের মাসকাবারি গোনা টাকায় সংসার চালানোর মতো চিরন্তন সংগ্রামের সৈনিক ছিলেন তিনি। বাবা প্রবাসে থাকায় এবং ভালো স্টাব্লিশ না হতে পারায় দুই-তিন মাস অন্তর কিছু টাকা পাঠাতেন ঐ টাকায় ঘর ভাড়া, খাবার খরচ, আমাদের তিন ভাই- বোনের পড়ালেখা খরচ চালাতে গিয়ে সবসময় দেখতাম তিনি হিমশিম খাচ্ছেন। অভাবের সংসারে মা মাঝে মাঝেই আমাকে ১-২ টাকা টিফিন খরচ দিতেন। আর আমি প্রায় টিফিন না খেয়ে স্কুল ব্যাগে টাকাটা রেখে দিতাম একটা লাল রঙের বাইসাইকেল কিনবো বলে। একদিন আম্মু স্কুল ব্যাগ গোছাতে গিয়ে দেখে ব্যাগের ভিতর ১৭ টাকা আছে, আর আম্মু আমাকে জিজ্ঞেস করে এই টাকা কই পাইছোস, আমি ভয়ে ভয়ে বললাম টিফিনের টাকা জমিয়েছি বাইসাইকেল কিনার জন্য৷ আম্মুর চোখে হাল্কা পানি দেখলাম, আর সাথে সাথে আমাকে বাজারে নিয়ে গিয়ে লাল কালারের একটি মাটির ব্যাংক কিনে দিয়ে বললো, এইখানে টাকা জমাবি তবে টিফিন খরচ বাঁচিয়ে না৷ এরপর প্রতিদিন আধুলি বা এক টাকার সিঁকি দিয়ে আম্মু বলতো তোর ব্যাংকে রাখ। আর বলতেন, "অল্প অল্প করে জমালে বড় হয়।" সেই শেখা ছিলো মায়ের কাছ থেকে আমার টাকার গুরুত্বের বা সঞ্চয়ের প্রথম পাঠ।
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Priyoti Saha
One day, I saw my mother taking out a small box from her cupboard. It was full of colorful envelopes. “What’s in those?” I asked. She winked and said, “Secrets of smart saving!”
Each envelope had a label—Groceries, Gifts, Fun, and even Surprise. She explained how she saved money for different things every month. I was amazed—it felt like a treasure chest of plans!
Inspired, I made my own envelopes using old birthday cards. I drew pictures on them—books, games, and even ice cream. Every week, I added a few coins. Slowly, the envelopes began to feel heavier.
One weekend, I opened my Books envelope and bought a comic I’d wanted for ages. It felt like magic!
Now, saving isn’t just a habit—it’s a game I love. Thanks to my mother, I’ve learned that saving can be fun and full of surprises!
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Mubashira Islam Pritha
Growing up, my mother was my first everything, along with my first financial guide, teaching me the value of saving. She always emphasized that saving wasn’t just for the future, it was about being ready for life’s surprises. From saving for small treats to planning for unexpected expenses, I learned that every penny matters. Her lessons instilled in me, not only financial wisdom but also discipline, patience, and foresight. Over the years, saving became my second nature, and her guidance continues to shape how I manage money today. Thanks to her, I understand that saving is more than just a habit, it's a way of life. Thank you, Mom. I love you.
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Dewan Ariya Maliat Waseka
My mother taught me the value of money by saving. I had a dream of having a certain item it coated a lot but I was able to achieve it because of my mother. It all started when my mother told me to keep a money bank, kind of like a piggy bank ,she bought it for me with a low price of 70 Tk. Since then I have been keeping coins and notes (money notes) in it for a long time. Every time someone had a coin in our house they would give it to us to put in the bank.we saved for a long time. There were times I wanted to break it and take the money but my mother told me not to give up on saving and break it.i listened to her.after a very long time I saw that the money bank was full and I was able to break it since I couldn't put anymore money in it.when I broke it I felt very happy about it.i was able to buy my dream item.that was my favourite memory of how my mother taught me the value of money
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Priyoti Saha
One day, I saw my mother taking out a small box from her cupboard. It was full of colorful envelopes. “What’s in those?” I asked. She winked and said, “Secrets of smart saving!”
Each envelope had a label—Groceries, Gifts, Fun, and even Surprise. She explained how she saved money for different things every month. I was amazed—it felt like a treasure chest of plans!
Inspired, I made my own envelopes using old birthday cards. I drew pictures on them—books, games, and even ice cream. Every week, I added a few coins. Slowly, the envelopes began to feel heavier.
One weekend, I opened my Books envelope and bought a comic I’d wanted for ages. It felt like magic!
Now, saving isn’t just a habit—it’s a game I love. Thanks to my mother, I’ve learned that saving can be fun and full of surprises!
9 People have appreciated this
Umme Abiha Khan Ruhi
When I used to think about banks, I imagined big buildings full of money. Now, I know my best bank is my mom! She taught me about saving and being smart with money.
When I was five, she gave me a black piggy bank and a small wallet, explaining that every coin I save helps my future. At first, I didn’t understand, but as I grew, I did.
Whenever I wanted candy, she said, "Save your money to buy something better." She also showed me that saving isn’t just about money; leftover food could be turned into something tasty and healthy.
One day, after helping her in the garden, she gave me money and said, "This is what effort feels like." I learned money comes from hard work and should be used wisely. She also taught me to compare prices and choose wisely at the market.
My mom isn’t just my first bank; she’s my greatest teacher. Saving is about planning, responsibility, and valuing hard work. I’m grateful for her lessons, which will stay with me always.
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Mehrin
After I got my Eidi during Eid,I was very excited and told.my mom that I will spend the whole amount on ice cream. My mom then told me that ice cream will give me satisfaction for a brief time and my money will be gone ,she then reminded me that I how I wanted to buy a pair of rollerskating and since my father was a government officer ,I could save up some of my money and help him ,that way he will also be pleased and I can also buy my favourite thing which will give me satisfaction in the long run.From that day,I understand that concept of value of money .
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Obri saha
When I was a kid, my mother was like my first bank. She bought me a big box where she’d help me save coins and money I got from relatives and my parents. Whenever I wanted to spend it all on candy, she’d say, “Save a little, you’ll need it someday.” Slowly, I started to understand. One day, I opened the box to buy something that I really wanted, and there it was, all my savings, neatly counted. That moment stuck with me. It wasn’t just about the money. It was about learning to wait, to plan. Looking back, I didn’t just save money, I learned value. And now I save my money on my own in the bank by opening an account.
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Uriana Faiha
Before I even knew what money meant, I knew my mother. She was my first safe place, my first smile, my first lesson. But when I saw the title “My Mommy, My First Bank” in our homeroom announcement, it hit me, she truly was my first bank. Not just because she paid for things, but because she saved my dreams, fears, and every fall and rise.
Each month, she sat with her notebook, tracking every expense, rice, oil, medicine. Quietly, with care and discipline. She never told me to save; she showed me how. Her savings helped us through tough times, and she even set some aside for orphanages. She taught me that saving isn’t just for ourselves, it’s about giving, too.
To others, she’s just a mother. To me, she’s the reason I understand the value of money, kindness, and foresight. She didn’t just raise me, she invested in me. And if I live wisely, it’s because of her.
Thank you, Maa.
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Trina Rani
**My Favorite Memory of Learning the Value of Money**
One of my favorite memories was when my mother gave me a small, worn-out coin purse and took me to the local grocery store. Instead of buying everything for me, she handed me just enough money to pick one treat—a short cart of my favorite snacks.
As I stood in front of the shelves, I carefully compared prices, realizing that some items cost more than others. My mother gently explained that money doesn’t last forever, so choosing wisely matters. In the end, I picked something I truly wanted instead of wasting coins on things I didn’t need.
That day, she taught me that money is earned, not endless, and that small, thoughtful choices make a big difference. It’s a lesson I’ve carried with me ever since.
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Rupon Bormon
**"মায়ের হাত ধরে শেখা সঞ্চয়ের প্রথম পাঠ"**
আমার মায়ের কাছেই প্রথম বুঝতে শিখেছি টাকার প্রকৃত মূল্য। তিনি আমাকে শিখিয়েছেন কিভাবে ছোট ছোট সঞ্চয় একদিন বড় স্বপ্নের ভিত্তি হয়ে ওঠে। প্রতিদিনের টিফিনের কিছু টাকা আলাদা করে রাখা, পুরনো জিনিসের সঠিক ব্যবহার, আর অপচয় রোধ করা - এই সহজ নীতিগুলোই আমার জীবনের বড় শিক্ষা হয়ে আছে। মা বলতেন, "টাকা জমানো মানে শুধু ভবিষ্যতের জন্য নয়, বরং জরুরি মুহূর্তের জন্য নিজেকে প্রস্তুত করা।" আজ যখন আমি কোনো আর্থিক সিদ্ধান্ত নিই, মায়ের শেখানো সেই পাঠগুলোই আমার পথ দেখায়। সত্যিই, মা-ই আমাদের জীবনের প্রথম এবং সেরা আর্থিক পরামর্শদাতা।
**"মা: আমার জীবনের প্রথম ব্যাংকার"**
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Nihal Islam Adiyan
When I was younger, I didn't think much when spending money. Back then, I didn't put much thought before spending a lot of money on sweets, toys, chocolates, ETC. I didn't know the value of money nor the difficulty of earning money. But, much like most things in my life, my mother taught me the important lesson of saving money. I remember one day, I wanted to buy an expensive toy. But, when I told my mother that I wanted that toy. She instead took me all around the market and nearby to show me the people who are working so hard for the same amount of money that I am willing to spend with no regard on how hard people are working for money. That day she explained the importance of saving and not wasting money to m. And, I am very grateful for that because no one could have explained that to me on that day except my mother. And, since then I have always been saving money with my mother and father in piggy bank.
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OSRUMALA
আসসালামুয়ালাইকুম, মধ্যবিত্ত পরিবারের সন্তান আমি তবে জন্মের পর থেকে যা চেয়েছি সব পেয়েছি ছোট বেলায় মনে হতো মায়ের কাছে কোনো যাদু আছে মুখে বলে টাকা নেই তবে হঠাৎ করে কাজের সময় দিয়ে দেয় ।একদিন হঠাৎ মা অসুস্থ হয়ে যায় মায়ের ব্রেস্ট ক্যান্সার ধরা পড়ে ২স্টেজ দ্রুত অপারেশন করতে হবে আব্বার কাছে টাকা নেই ৩বোন আমরা সবার ছোট আমি বোনদের বিয়ে হয়েছে এই অবস্থায় কি হবে বুঝতে পারলাম না ।আমিতো শুধু অঝোর কান্না মা তখন আব্বাকে ৬০ হাজার টাকা দিলেন আলমারির ভেতরে থেকে অনেক দিন ধরে গুছিয়ে রেখেছিলেন একটা হার বানাবেন বলে আমরা কেউ জানতাম না ।সেই টাকা দিয়ে মায়ের অপারেশন হয় পরবর্তীতে আব্বা টাকার ব্যবস্থা করেন । তবে তাৎক্ষণিকভাবে মায়ের এই গচ্ছিত টাকার জন্য অপারেশনটা সম্ভব হয়েছিল ।মায়ের এই গোছানোটা আমাকে অনেক বেশি অনুপ্রাণিত করেছে । মায়ের থেকে এটা শিখেছি মা হলো জীবনের প্রথম ব্যাংক যার কাছে আপনি সাহায্যের হাত বাড়ালে কখনো খালি হাতে ফিরবেন না ❤️ কথাগুলো বলছিলাম ২০১৬ সালের এরকম অসংখ্য কথা রয়েছে । পৃথিবীর প্রতিটি মা অসাধারণ
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